Workmen Compensation

Get several deeply researched insurance options:

  • Get quote comparison from various insurers such as Iffco Tokio, HDFC Ergo, Raheja QBE
  • Pay online and start your policy immediately Cover occupational diseases.
  • Get medical expenses upto Rs 50,000

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Benefits of Workmen Compensation Insurance

Cover for Medical Expenditure

  • Workmen compensation policy covers medical expenses from injuries arising from accidents during employment
  • Medical expenditure could be incurred either during hospitalization or on out patient basis
  • Choose one of three options for sub-limit from the calculator i.e., Rs 10000, 25000 and 50000.

Legal Liability

  • Workers compensation policy covers employer’s legal liability from an accident to a worker, during the working hours in office premises
  • Policy pays the legal compensation decided by the local labour commissioner or court
  • Defence costs arising out of lawsuits filed in the labor court are also covered.

Cover for Occupational Diseases

  • Workmen compensation policy covers diseases & illnesses caused due to prolong exposure to occupational hazards specific to the employer’s industry
  • Compressed air diseases could be selected as an additional benefit under the policy
  • Sample diseases that are covered include Bagassosis, Bronchopulmonary and Pneumoconioses

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