Group Home Insurance

·         All risk cover for gold

·         All risk cover for TV

·         Covers your house hold goods against burglary

·         Covers your building as well as house hold goods against fire, flood, earthquake, landslide

·         Covers home appliances like Refrigerator, Washing Machine, Air Conditioner, Mixer Grinder etc against mechanical and / or electrical break down.

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Benefits of Group Home Insurance

Pre-existing Diseases Covered

  • Our employee mediclaim insurance covers pre-existing diseases immediately. This is a major differentiator because standard family floater insurances have a waiting period of 2 to 4 years
  • No medical check-ups are required to determine an individual’s coverage eligibility
  • Cover available even to members with chronic ailments such as diabetes or hypertension.

High Maternity Benefits

  • Maternity benefits are particularly valued by young employees. To attract talent, firms in service sectors such as IT, E-Commerce or outsourcing offer high cover for pregnancy and delivery related expenses
  • Separate limits can be set for normal, caesarean sections or ectopic pregnancies
  • New born babies can be covered immediately without the standard 90 day waiting period.

Wider Coverage with No Disease Limits

  • The standard waiting period of 1 to 4 years for diseases such as cataract, hernia, piles, joint replacements, and cyst removals can be removed. All surgeries can be covered immediately after the premium is paid
  • Standard medical exclusions such as for internal congenital diseases can be removed
  • Sub-limits and copay on specific diseases can be removed to allow full indemnity.

Why Oneway Finserv?

Deep Product


Quick Turnaround

Strong Claims