Our employee mediclaim insurance covers pre-existing diseases immediately. This is a major differentiator because standard family floater insurances have a waiting period of 2 to 4 years
No medical check-ups are required to determine an individual’s coverage eligibility
Cover available even to members with chronic ailments such as diabetes or hypertension.
High Maternity Benefits
Maternity benefits are particularly valued by young employees. To attract talent, firms in service sectors such as IT, E-Commerce or outsourcing offer high cover for pregnancy and delivery related expenses
Separate limits can be set for normal, caesarean sections or ectopic pregnancies
New born babies can be covered immediately without the standard 90 day waiting period.
Wider Coverage with No Disease Limits
The standard waiting period of 1 to 4 years for diseases such as cataract, hernia, piles, joint replacements, and cyst removals can be removed. All surgeries can be covered immediately after the premium is paid
Standard medical exclusions such as for internal congenital diseases can be removed
Sub-limits and copay on specific diseases can be removed to allow full indemnity.
